Bashed a car

[Covenant]

Yesterday I was on a building site with a ladder. I finished what I was doing got off the ladder and a gust of wind blew it on to a sub contractors car.
After a few well chosen expletives,I went and found the subby and told him I would pay for it.
The ladder dented the wing right next to the bonnet. Maybe 2 inches wide by half an inch deep.
Wonder how much that will cost me?

[synsei]

Surely the insurance will cover that, I presume the site is insured?

[Rare Bird]

O dear thats your neighbours willow on the back burner..

[Covenant]

Surely the insurance will cover that, I presume the site is insured?

Don't think so

[synsei]

Don't think so

Might be worth checking on, I thought all building sites had to be covered by liability insurance. I stand to be corrected of course...

[Covenant]

O dear thats your neighbours willow on the back burner..

I was at a mates on Saturday night and he wants to cut it down with me! He can get a skip as a favour, all I need to do is get a big bow saw.
He was tanked up at the time though

[Rare Bird]

A pint of Absinthe should sort him..

[Thing Fish]

I was at a mates on Saturday night and he wants to cut it down with me! He can get a skip as a favour, all I need to do is get a big bow saw.
He was tanked up at the time though

Next time he gets drunk pull out your pre-drawn up contract and get him to sign it...

[Alex_UK]

Might be worth checking on, I thought all building sites had to be covered by liability insurance. I stand to be corrected of course...

Employer's Liability (injury to employees) is compulsory but not Public Liability (injury to third parties or damage to third party property) - however, the vast majority of contractors/business policies would cover Public Liability.

Regardless of insurance, it is not your responsibility in law, Jerry - if in your capacity as an employee of the company - even if you caused the damage you are not personally liable - the firm should still be responsible for the damages.

[Alex_UK]

...however, the claimant would still have to prove you were negligent... regardless of who is opening the cheque book. In law, of course - your only legal responsibility is if you can be held liable - dubious (IMO) in the situation you've described.