Main System
Turntable: Heavily-modified Technics SL-1210MK5G [Mike New bearing/ETP platter/Paul Hynes SR7 PSU & reg mods]. Funk Firm APM Achromat/Nagaoka GL-601 Crystal Record Weight/Isonoe feet & boots/Ortofon RS-212D/Denon DL-103GL in Denon PCL-300 headshell with Funk Firm Houdini/Kondo SL-115 pure-silver cartridge leads.
Paul Hynes MC head amp/SR5 PSU. Also modded Lentek head amp/Denon AU-310 SUT.
Other Cartridges: Nippon Columbia (NOS 1987) Denon DL-103. USA-made Shure SC35C with NOS stylus. Goldring G820 with NOS stylus. Shure M55E with NOS stylus.
CD Player: Audiocom-modified Sony X-777ES/DAS-R1 DAC.
Tape Deck: Tandberg TCD 310, fully restored and recalibrated as new, by RDE, plus upgraded with heads from the TCD-420a. Also with matching TM4 Norway microphones.
Preamps: Heavily-modified Croft Charisma-X. LDR Stereo Coffee. Power Amps: Tube Distinctions Copper Amp fitted with Tungsol KT-150s. Quad 306.
Cables & Sundries: Mark Grant HDX1 interconnects and digital coaxial cable, plus Mark Grant 6mm UP-LCOFC Van Damme speaker cable. MCRU 'Ultimate' mains leads. Lehmann clone headphone amp with vintage Koss PRO-4AAA headphones.
Tube Distinctions digital noise filter. VPI HW16.5 record cleaning machine.
Speakers: Tannoy 15MGs in Lockwood cabinets with modified crossovers. 1967 Celestion Ditton 15.
Protect your HUMAN RIGHTS and REFUSE ANY *MANDATORY* VACCINE FOR COVID-19!
Also **SAY NO** to unjust 'vaccine passports' or certificates, which are totally incompatible with a FREE society!!!
Location: Seaford UK
Posts: 1,861
I'm Dennis.
I think 'keeping up with the Jones's' is a subconscious function, often a (Freudian), psychological displacement of some other unresolved issue.
Years ago there were descriptions of fat middle aged ladies spending very high amounts on very expensive dresses which they never wore, and having wardrobes full of them.
I agree about credit cards provided they are used as you guys have stated, I have one only, used for online stuff, and always pay it off in full, and there are several layers of protection for online purchases.
Remember that old concept of Higher Purchase anyone? And also the old saying 'Kippers and Curtains', and saving up for something?
I use PayPal a lot. It has protections built in. I have had credit cards before but I got rid of.
A lot of my online buys are amazon as well and they are good to deal with
Regards,
Grant .... ؠ ......Don't be such a big girl's blouse
I've said it before and I'll say it again: democracy simply-doesn't-work.... ..... ...... ...... ................... ..... ..... ..... ..... .....
FIIO K7 BT, M11 PLUS, BTR7, KA5 - OPPO BDP-103D - PANASONIC UB450 - PANASONIC 4K ULTRA HD TV - PIXEL 6 - AVANTREE LR BLUETOOTH - 2* X600 SOUNDCORE - HEADPHONES INCLUDE, FIIO, NURAPHONES', FOCAL, OPPO, BOSE, CAMBRIDGE, BOWER & WILKINS, DEVIALET, MARSHALL, SONY, MITCHELL & JOHNSTON - 2*ZBOOK'S- MERCURY BD ROM, ROON, QOBUZ, TIDAL, PLEX, CYBERLINK, JRIVER - MULTI HDD'S -
Oh my god! There's nothing wrong with the bidet is there?
“Nothing discloses real character like the use of power. It is easy for the weak to be gentle. Most people can bear adversity. But if you wish to know what a man really is, give him power. This is the supreme test. It is the glory of Lincoln that, having almost absolute power, he never abused it, except on the side of mercy".
“You see these dictators on their pedestals, surrounded by the bayonets of their soldiers and the truncheons of their police ... yet in their hearts there is unspoken fear. They are afraid of words and thoughts: words spoken abroad, thoughts stirring at home -- all the more powerful because forbidden -- terrify them. A little mouse of thought appears in the room, and even the mightiest potentates are thrown into panic.”
"You don't have free will. You have the appearance of free will.”
“There's a war out there, old friend. A world war. And it's not about who's got the most bullets. It's about who controls the information. What we see and hear, how we work, what we think... it's all about the information!”
***SMILE, BE HAPPY***
Location: gone away
Posts: 4,870
I'm joe.
I've got shedloads of credit cards, but the only one I use regularly is my Amazon one; it keeps all my Amazon-related purchases in one place, and I pay it off in full every time.
As above, I generally have a credit card bill each month in the high hundreds/low thousands because the shopping and my fuel goes on it, as well as any bigger one-off purchases. I pay it off monthly on the dot and get BA Avios points for doing so. This card is an American Express one and still quite a few places will not accept Amex, so I have a second, spare one as well - this is a Mastercard and gives me Virgin Atlantic points.
With these, Mrs B. and I have had some bargain holidays. With our trip to Florence this summer we only paid for three nights in the hotel - the other three nights and our flights both ways were ‘paid for’ using points.
If used properly, they can be surprisingly beneficial.
Engineers: fixing problems you didn't know you had in ways you don't understand.
My mate buys all his building materials using his Virgin Atlantic credit card, and it saves him hundreds off the cost of their twice a year holidays to Vegas and Florida. That's a lot further than mine would take me, as I don't have any credit cards. I once got one to help with car hire abroad, then it sat in a drawer until eventually they wrote saying they were cancelling it due to lack of "activity".
I only use a debit card - I can only use it if there are sufficient funds in my account to cover it. Helps keep me debt-free
I just dropped in, to see what condition my condition was in
T/T: Inspire Monarch, X200 tonearm, Ortofon Quintet Blue. Phono: Project Tube Box CD: Marantz CD6006 (UK Edition); Amp: Musical Fidelity A5 Integrated.
Speakers: Zu Omen Def, REL T9i subwoofer. Cables: Atlas Equator interconnects, Atlas Hyper 3.0 speaker cables
T'other system:
Echo Dot, Amptastic Mini One,Arcam A75 integrated, Celestion 5's, BK XLS-200 DF
A/V:
LG 55" OLED, Panasonic Blu Ray, Sony a/v amp, MA Radius speakers, REL Storm sub
Forget the past, it's gone. And don't worry about the future, it doesn't exist. There is only NOW.
KICKSTARTER: ENABLING SCAMMERS SINCE 2009
Location: Seaford UK
Posts: 1,861
I'm Dennis.
I hate debt, this view inculcated in my early environment, and debt obviously leaves one vulnerable, and for me with a feeling of subconscious unease.
Sensible, but, as posted above, you can get a lot more out of credit cards if you use them sensibly/keep books etc. I'm a Nectar tart, having a Sainsbury's Mastercard really boosts the points. I'm very close to the £100, and it's only been several months. Considering we do our main shop in Aldi, that's good going, methinks !:lol
Completely agree Mike, credit cards have a lot of advantages, and my not having one is not because I think there's anything wrong with them. No, the problem is me. I am utterly shite with money, and if I were given say, £10,000, I would not rest until I'd spent it all on something.
I know myself well enough to know that I'm more financially stable sans credit cards
I just dropped in, to see what condition my condition was in
T/T: Inspire Monarch, X200 tonearm, Ortofon Quintet Blue. Phono: Project Tube Box CD: Marantz CD6006 (UK Edition); Amp: Musical Fidelity A5 Integrated.
Speakers: Zu Omen Def, REL T9i subwoofer. Cables: Atlas Equator interconnects, Atlas Hyper 3.0 speaker cables
T'other system:
Echo Dot, Amptastic Mini One,Arcam A75 integrated, Celestion 5's, BK XLS-200 DF
A/V:
LG 55" OLED, Panasonic Blu Ray, Sony a/v amp, MA Radius speakers, REL Storm sub
Forget the past, it's gone. And don't worry about the future, it doesn't exist. There is only NOW.
KICKSTARTER: ENABLING SCAMMERS SINCE 2009
Yes, there is a potential risk using credit cards - if you get close to your credit limit, the credit card company will often inform you that they have raised the limit. After all, it is to their advantage to continue to earn interest from you. I have had two credit cards; one had a credit limit of £25,000, the second a limit of £10,000.
Barry