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Thread: Bonfires !! Grrrrr

  1. #31
    Join Date: Jan 2009

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    Quote Originally Posted by Audio Al View Post
    Ruddy nora
    It is a 4-bed detached house, so something like £240 a month is to be expected.

    I assume your property is single occupancy, so you will be benefiting from a 25% discount.
    Barry

  2. #32
    Audio Al is offline Pishanto Specialist & Super-Daftee
    Join Date: May 2012

    Location: Dagenham Essex

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    I'm Allen.

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    Quote Originally Posted by Barry View Post
    It is a 4-bed detached house, so something like £240 a month is to be expected.

    I assume your property is single occupancy, so you will be benefiting from a 25% discount.
    Well more than one , Me and all my hifi
    [

  3. #33
    Join Date: Nov 2011

    Location: Seaton, Devon, UK

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    I'm Adrian.

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    Quote Originally Posted by Barry View Post
    It is a 4-bed detached house, so something like £240 a month is to be expected.

    I assume your property is single occupancy, so you will be benefiting from a 25% discount.
    Well actually no, I have a spouse and I am not officially at retirement age.

    Originally a 4 bed house 10 years ago in the same post code and in Band F was just under £1200/annum for rates. So working it out the cost now is £2350 which equates to an increase of 6.91% per annum compounded, which is somewhat higher than the quoted annual inflation rates over the past 10 years, which has on average been below 3%. So on that basis we should not be paying more than £1610/annum or £161/mnth. so I would like to know what additional service I am getting for an extra £740 a year? However the East Devon District council did sell up there very nice offices in Sidmouth for redevelopment into some swanky gated properties a few years ago, and last year moved into a very posh new building in Honiton that cost a fortune, and of course the senior execs are still on 6 figure salaries I believe.
    Listening is the act of aural discrimination and dissemination of sound, and accepting you get it wrong sometimes.

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  4. #34
    Join Date: Jan 2009

    Location: Essex

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    I'm openingabottleofwine.

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    Quote Originally Posted by AJSki2fly View Post
    Well actually no, I have a spouse and I am not officially at retirement age.

    Originally a 4 bed house 10 years ago in the same post code and in Band F was just under £1200/annum for rates. So working it out the cost now is £2350 which equates to an increase of 6.91% per annum compounded, which is somewhat higher than the quoted annual inflation rates over the past 10 years, which has on average been below 3%. So on that basis we should not be paying more than £1610/annum or £161/mnth. so I would like to know what additional service I am getting for an extra £740 a year? However the East Devon District council did sell up there very nice offices in Sidmouth for redevelopment into some swanky gated properties a few years ago, and last year moved into a very posh new building in Honiton that cost a fortune, and of course the senior execs are still on 6 figure salaries I believe.
    My comment about single occupancy was in reply to Al's post.

    Around here, you would be paying around £190 - £200 per month, depending if you pay additional Parish supplement, so it does look as if you are paying over the odds.
    Barry

  5. #35
    Join Date: Jun 2015

    Location: London/Durham

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    I'm Lawrence.

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    Quote Originally Posted by AJSki2fly View Post
    Well actually no, I have a spouse and I am not officially at retirement age.

    Originally a 4 bed house 10 years ago in the same post code and in Band F was just under £1200/annum for rates. So working it out the cost now is £2350 which equates to an increase of 6.91% per annum compounded, which is somewhat higher than the quoted annual inflation rates over the past 10 years, which has on average been below 3%. So on that basis we should not be paying more than £1610/annum or £161/mnth. so I would like to know what additional service I am getting for an extra £740 a year? However the East Devon District council did sell up there very nice offices in Sidmouth for redevelopment into some swanky gated properties a few years ago, and last year moved into a very posh new building in Honiton that cost a fortune, and of course the senior execs are still on 6 figure salaries I believe.
    Yes but you've got to pay for provision for the increasing number of very old people who are living longer due to medical science but many having a low quality of life. Also the gold plated pensions of public sector staff which cost a fortune in a low interest rate environment plus (again) increased live expectancy.

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  6. #36
    Join Date: Nov 2011

    Location: Seaton, Devon, UK

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    I'm Adrian.

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    Quote Originally Posted by Lawrence001 View Post
    Yes but you've got to pay for provision for the increasing number of very old people who are living longer due to medical science but many having a low quality of life. Also the gold plated pensions of public sector staff which cost a fortune in a low interest rate environment plus (again) increased live expectancy.

    Sent from my POT-LX1 using Tapatalk
    Don’t talk to me about F***ing pensions, I over funded two for 20 years to provide for me and the better half when we reached 60, and guess what we were ripped off like millions of others by the greedy pensions and financial companies who found a loop hole in the pension trustee laws which effectively allowed them to raid the funds on virtually any excuse. Basically legalised robbery in my view. I could go on but won’t as I don’t want another heart attack.
    Last edited by AJSki2fly; 21-09-2019 at 10:46.
    Listening is the act of aural discrimination and dissemination of sound, and accepting you get it wrong sometimes.

    Analog Inputs: Pro-Ject Signature 10 TT & arm, Benz Micro LP-S, Michel Cusis MC, Goldring 2500 and Ortofon Rondo Blue cartridges, Hitachi FT5500 mk2 Tuner

    Digital:- Marantz SA-KI Pearl CD player, RaspberryPi/HifiBerry Digi+ Pro, Buffalo NAS Drive

    Amplification:- AudioValve Sunilda phono stage, Krell KSP-7B pre-amp, Krell KSA-80 power amp

    Output: Wilson Benesch Vector speakers, KLH Ultimate One Headphones

    Cables: Tellurium Q Ultra Black II RCA & Chord Epic 2 RCA, various speaker leads, & links


    I think I am nearing audio nirvana, but don’t tell anyone.

  7. #37
    Join Date: Jun 2015

    Location: London/Durham

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    I'm Lawrence.

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    Quote Originally Posted by AJSki2fly View Post
    Don’t talk to me about F***ing pensions, I over funded two for 20 years to provide for me and the better half when we reached 60, and guess what we were ripped off like millions of others by the greedy pensions and financial companies who found a loop hole in the pension trustee laws which effectively allowed them to raid the funds on virtually any excuse. Basically legalised robbery in my view. I could go on but won’t as I don’t want another heart attack.
    Was that an endowment product? They were shocking, can you prove misselling as that can sometimes get you some money back?

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  8. #38
    Join Date: Jun 2014

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    My endowment policy was supposed to pay off the house, with some left over, after 25 years, What it actually bought was a secondhand motorbike
    I just dropped in, to see what condition my condition was in

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  9. #39
    Join Date: Jun 2015

    Location: London/Durham

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    I'm Lawrence.

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    Quote Originally Posted by Pigmy Pony View Post
    My endowment policy was supposed to pay off the house, with some left over, after 25 years, What it actually bought was a secondhand motorbike
    But it was Steve McQueen's motorbike from the Great Escape for £1m

    Sorry shouldn't joke about such things.

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  10. #40
    Join Date: Aug 2009

    Location: Staffordshire, England

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    I'm Martin.

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    There's not much else you can do.

    I got talked into an endowment mortgage by a very attractive young lady. Thankfully the sale fell through and I changed it to a repayment for the one I did buy.
    Current Lash Up:

    TEAC VRDS 701T > Sony TAE1000ESD > Krell KSA50S > JM Labs Focal Electra 926.

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