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Thread: Grim statistics on retirement age and life expectancy

  1. #1
    Join Date: Feb 2010

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    I'm Tom.

    Default Grim statistics on retirement age and life expectancy

    https://www.google.co.uk/amp/s/www.b...der-bodies/amp

    The data is very specific to corporate employees but quite telling all the same. Especially for me since it covers precisely the sort of corporate management where Iíve made my career. Whether data is similar for academics, small business owners or other walks of life, who knows ? - I doubt itís been captured in this form as this was related to actuarial data gathering for corporate pension schemes.

    As it happens I have precisely this calculation to make: maximise pension by working as long as possible, or go when I can when kids are finished Uni and the mortgage is paid off which for me should be around age 61 (just over three yearsí time).

    The numbers are pretty shocking though and might well have helped me make my mind up.
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  2. #2
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    You can make pretty much anything out of statistics depending on what you look at. Doesn't make it correct, but just one way of looking at it.
    No doubt tho that stress is one of the biggest agers and potential killers out but so is poverty
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  3. #3
    Join Date: Feb 2010

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    Quote Originally Posted by struth View Post
    You can make pretty much anything out of statistics depending on what you look at. Doesn't make it correct, but just one way of looking at it.
    No doubt tho that stress is one of the biggest agers and potential killers out but so is poverty
    Would be interesting to see the raw data if availabile even better a full statistical analysis ... I’m assuming that the 18 months post 65 retirement is some kind of median measure for how long these companies pay out pension cheques but you need to look at how clustered/spread out the data is or whether it’s lop-sided.. Pretty scary nonetheless.
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  4. #4
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    Quote Originally Posted by struth View Post
    You can make pretty much anything out of statistics depending on what you look at. Doesn't make it correct, but just one way of looking at it.
    No doubt tho that stress is one of the biggest agers and potential killers out but so is poverty
    True, best one I heard was that if your head is in a furnace and your feet in liquid nitrogen your average body temperature is within acceptable limits.
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  5. #5
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    97.2% of statistics are made up on the spot.

    The I portant thing to do is to plan to have something to do when you have retired.
    Kevin

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  6. #6
    Join Date: Jan 2013

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    I'm James.

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    Quote Originally Posted by montesquieu View Post
    https://www.google.co.uk/amp/s/www.b...der-bodies/amp

    The data is very specific to corporate employees but quite telling all the same. Especially for me since it covers precisely the sort of corporate management where I’ve made my career. Whether data is similar for academics, small business owners or other walks of life, who knows ? - I doubt it’s been captured in this form as this was related to actuarial data gathering for corporate pension schemes.

    As it happens I have precisely this calculation to make: maximise pension by working as long as possible, or go when I can when kids are finished Uni and the mortgage is paid off which for me should be around age 61 (just over three years’ time).

    The numbers are pretty shocking though and might well have helped me make my mind up.
    I came to exactly the same conclusion as the article long ago Tom. The statistics for folk retiring near their pension age are shocking and it is working in these latter years that is the killer. I have a holistic attitude towards my body and mental wellbeing and I am sure retiring as young as possible is definitely the key to a long retirement as long as you have a) the cash and b) a plan of what to do in your retirement.

    I have always said I would always rather retire young and poor rather than old and rich! My retirement age will be very close to 57 which is now not far away.

    Good article and like it has for you, it has crystalised my thoughts about retirement.
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  7. #7
    Join Date: Jan 2013

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    talk about stating the obvious..sheesh...why has the age for retirement increased...The powers that be are not daft...they know fine well that being forced to work well into your 60's is going to have a huge negative impact on the human body, result, it'll kill you. Now they don't have to take care of you..simple.

    I'm just doing what they are doing...stating the bloody obvious...
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  8. #8
    Join Date: Oct 2012

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    Cut your stress as much as possible, be happy with what you have, stop keeping up with the Jones's.

    I'm exceedingly happy to say it worked for me, took early retirement and never looked back.

    The stats certainly make you think.

  9. #9
    Join Date: Nov 2018

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    I'm David.

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    Early retirement is the way to go, cut out all the un-nessassary expenses if finances are tight.

  10. #10
    Join Date: Mar 2014

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    I'm malcolm.

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    And if you Google search you can find quite a few studies that suggest the opposite.
    Audiophile Tosher

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