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Thread: State Pension rant

  1. #21
    Join Date: Apr 2012

    Location: N E Kent

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    I'm Geoff.

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    Quote Originally Posted by struth View Post
    Also if you get 2 pensions you can end up paying income tax on the total. My mother did. Ended up she wasn't that much better off and didn't qualify for other benefits
    Same here. I worked out what pension credits I'd get. I came to exactly a quid! I'm living on peanuts and the goverment still steal from me. Bastards, I'd shoot the lot of 'em.

  2. #22
    Join Date: Oct 2012

    Location: The Black Country

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    I'm Alan.

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    Have you got a big arsenal Geoff, I think we could rally a few helpers.

  3. #23
    Join Date: Apr 2016

    Location: West of Scotland

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    I'm Robin.

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    65 and 11 months is when I get my state pension
    Regards
    Robin

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  4. #24
    Join Date: Feb 2013

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    I'm Grant.

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    Quote Originally Posted by walpurgis View Post
    Same here. I worked out what pension credits I'd get. I came to exactly a quid! I'm living on peanuts and the goverment still steal from me. Bastards, I'd shoot the lot of 'em.
    yup, they took maximum poll tax too, or whatever they call it now... coz she was a couple of quid over the threashold, thus making her much worse off than the folk who didnt pay for a pension. cant be right.
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  5. #25
    Join Date: Apr 2012

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    I'm Geoff.

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    Quote Originally Posted by Firebottle View Post
    Have you got a big arsenal Geoff, I think we could rally a few helpers.
    I'll be needing all the volunteers I can get, then we can nail the buggers.

  6. #26
    Join Date: May 2016

    Location: Much Wenlock

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    I'm Gary.

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    Quote Originally Posted by walpurgis View Post
    I'll be needing all the volunteers I can get, then we can nail the buggers.
    Count me in....

    I tried to work the system as much as possible, retired early took the maximum amount out of my private pensions without paying tax that I could, spent it on enjoying myself while I could. Left enough with the state pension to monthly pay for my needs.

    You never know what's round the corner especially health wise. Sometimes old age sucks, my advise, spend what you have and enjoy life.

    Whatever will be, will be, and if it gets to the stage of being put in a home, shoot a politician, your probably better off with the consequences!
    It is easier to seek forgiveness than to ask permission

    Rules are meant for the obedience of fools and the guidance of wise men

  7. #27
    Join Date: Nov 2010

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    I'm Andrew.

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    You could argue the pensions are no longer sexist....Or age discriminatory
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  8. #28
    Join Date: Jun 2014

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    Yes but your headstone could be one of those heavy duty black granite jobs, with gold lettering, and properly bedded so the chavvy scumbags can't kick it over.
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  9. #29
    Join Date: Jun 2014

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    Quote Originally Posted by RothwellAudio View Post
    That's an interesting philosophy and one which I'm coming round to. I've always been cautious and kept funds in reserve but I was walking through a graveyard recently and got to thinking what my headstone might look like when the time comes. Possibly...

    Here lies Andrew
    He saved his money

    what the hell for?
    I'm with you on this Andrew. I have some friends who haven't spent on much all their life, and got their mortgage paid a bit earlier. They are in a decent position financially, but unfortunately they both now have health problems that keep them from doing most of the stuff they could have been doing years ago. One day their kids will have a decent inheritance, and hopefully they'll make use of it while they can.

    I on the other hand have pretty much spent as I earned, and have next to bog all money, so although I have reasonably good health, I'm too skint to do all the things I'd like to do, all the things my friends are too knackered to do. Sucks, whichever way you look at it. But I think I'd rather be healthy and skint than well off but in poor health.

    Apologies if I'm sounding a bit smug, I know there will be plenty of folk who have health problems AND no money. My heart goes out to them.
    I just dropped in, to see what condition my condition was in

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  10. #30
    Join Date: May 2016

    Location: Much Wenlock

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    I'm Gary.

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    Quote Originally Posted by Pigmy Pony View Post
    I'm with you on this Andrew. I have some friends who haven't spent on much all their life, and got their mortgage paid a bit earlier. They are in a decent position financially, but unfortunately they both now have health problems that keep them from doing most of the stuff they could have been doing years ago. One day their kids will have a decent inheritance, and hopefully they'll make use of it while they can.

    I on the other hand have pretty much spent as I earned, and have next to bog all money, so although I have reasonably good health, I'm too skint to do all the things I'd like to do, all the things my friends are too knackered to do. Sucks, whichever way you look at it. But I think I'd rather be healthy and skint than well off but in poor health.

    Apologies if I'm sounding a bit smug, I know there will be plenty of folk who have health problems AND no money. My heart goes out to them.
    Steve,

    Your comments resonate with me, your last paragraph is almost me, I have a small income but health not so much.

    I should explain that I, like you spent as I earned, my father in law didn't like me for this ( and probably other things). He believed in saving and didn't like spending. Ironically when he passed he left an inheritance (he tried to leave it all to his son but the executer of his estate wouldn't allow that in his will. He said he would not take the executer roll if my father in law insisted). It was split, not equally though, between his son and daughter.

    I can't say we didn't enjoy spending his money. Might seem crass but I'm being honest.

    Gary
    It is easier to seek forgiveness than to ask permission

    Rules are meant for the obedience of fools and the guidance of wise men

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