The state pension age will reach 68 which is far too high in my view. The bible mentions three score years and ten but although life expectancy has generally improved, I dont want to live long if I cant see or dress myself.

The elephant is that if people are working longer then what room in the job market for new entrants? The job I first did exists on a much lower level (50% lower) and is gradually being taken over by machines.

Of course they cant afford it because they have buried their heads in the sand on this problem. Youve done well to even collect on the state pension. I have a private pension which I am going to massively top up and claim from 55 or 60 at the latest.

Im opting out of the workplace pension to fund my pension scheme.

Of course anyone doing financially well in life plans to retire much earlier. Nearer 50 seems the ideal age