I was into using online services although I used to actually download my collection rather than stream, I was using Microsoft's Groove service, I did have to stream if I was playing the music on my Hi-Fi as this was connected to my Xbox and this doesn't store music locally.

For whatever reason MS stopped this service (Probably because it wasn't making money) so they recommended going over to Spotify.

Spotify have never made a profit.

No thanks, I ripped all my old CD's and now have them as local files and if I want to "Buy" new music I will buy the CD and rip it.

I have Amazon Prime so I can stream and did so for hours on Xmas day playing a lot of Xmas music I wouldn't dream of buying.

My main entertainment system is my Xbox One X, but I still have a CD player along with all my CD's in boxes in the loft, once bitten etc.......