With my previous car, the insurers had kept the value at its price new for the first three years. When I found out and corrected it to 'market value', the premium dropped considerably. Toe-ragsOriginally Posted by Clive
With my previous car, the insurers had kept the value at its price new for the first three years. When I found out and corrected it to 'market value', the premium dropped considerably. Toe-rags
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I'm AudioAl'sArbiterForPISHANTO.
Well, I'm sure that it was the right decision, mate, as I am that the commute to work will pass by quickly, comfortably, and occasionally rather entertainingly, in that Beemer of yours!Oh yes, mileage is a factor too. I would like to be doing much less than 16k a year, but that was my price for having a better standard of living and therefore a longer commute
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It certainly does
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Location: Staffordshire, England
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I'm Martin.
Reminds me of a bloke I used to work with, passed his test age 19 and against all advice took out a £5K loan, bought a Cavalier SRi for £4K and paid over a grand to insure it third party. He had the car for 4 days before he lost control of it burning down a straight stretch and ran it into a lamppost writing it off. No car, no money and a £5K loan to pay at £100 a month for 5 years.
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I've always thought that, in addition to enforced use of the 'P' plate, beginner drivers should only be allowed to drive a low insurance group car - say 15 or under? It still won't stop them (boys, especially) acting like twits (or DLAC, as they are called), but it might prevent some of the high speed offs they are prone to.
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I'm David.
Good lord chaps - all these fancy or almost new cars
Our family Focus is twelve years old in October, so a banger basically despite its 55K total mileage and now 6k a year. Even so, Saga wanted a small fortune last renewal time and the best deal I got was from the AA, but still around £200 IIRC and that's with 14 years NCD.
What seems to be the ages at which car insurance drops off, all else being equal?
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Captain Tidy
Location: South Wales
Posts: 7,487
I'm the'greatunwashed'.
Hmmm, well I now have 10 years NCD, a totally clean licence (never had anything on it ever) and my insurance has just been quoted for renewal and its gone up £62.00and we are the same age Martin . . .
"People will hear what you tell them to hear" - Thomas Edison
That's hard to explain, Tim. Have you asked them why? I would be an insurance tart and take your business to whomever is cheapest.
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Location: Aughton, Ormskirk
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I'm Jerry.
My renewal quote was higher but shopping around paid off. Try Aviva but register with topcashback first.
Jerry
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Captain Tidy
Location: South Wales
Posts: 7,487
I'm the'greatunwashed'.
I intend to do exactly that and call them tomorrow Martin, it runs out end of this month - last year it was £150, its now £212. Nowt has changed at all, apart from my move which is 1 mile away and the same post code district, but anyway when I informed them of the change of address, they said the premium was exactly the same.
"People will hear what you tell them to hear" - Thomas Edison
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