I frequently receive calls from "you were involved in an accident recently". I answer......was I ...oh my lord.....was I injured am I going to recover ok. Mostly they hang up by now, but a couple have gone on for a while and I start asking how much compensation am I going to receive and what shall I spend it on. I do pretty much the same with the PPI cold callers. Don't get mad with them, have a bit fun, and if you are in company, put it on speaker phone.