Car (or bike) Chat!

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Originally Posted by struth

a better name is a pocket computer really now. one of the few things they are used for is actually talking to folk with lol. but i like mine. but ive always been a bit techy

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Another name is ID tracker.

Talk to people with a phone - another joker round here surely!

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Originally Posted by dave2010

Try to run a bank account without a smart phone

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I've got a bank account and a smartphone but there's no connection between the two.

They used to keep asking me to go on internet banking but the way I see it I never needed that facility before so why would I need it now? Just makes things more complicated for no real purpose.

When I got lost going for my covid jab I was able to bring up streetmap on the 'phone and find my way there. Now that's a useful facility worth having even if it's only needed once in a blue moon. Imagine having to ask passers-by for directions? No man wants to have to resort to that.

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Originally Posted by Macca

I've got a bank account and a smartphone but there's no connection between the two.
They used to keep asking me to go on internet banking but the way I see it I never needed that facility before so why would I need it now? Just makes things more complicated for no real purpose.

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You're lucky if you can keep things that way. Banks change - close branches - all sorts of other eventualities.

I have several different accounts. One is good, and the internet banking works very well. I don't use it with a mobile phone mostly. Some of the others are a complete pain in the proverbials.
I was just about managing with one bank system, but then they changed it so I have to use a mobile phone - absolutely appalling. Not to mention the fact that often the signal is poor so getting the codes and all that stuff doesn't work well.

Agree - sometimes about the direction finding - but the things do track where you are - and what you do and what you buy etc.

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Originally Posted by Macca

I've got a bank account and a smartphone but there's no connection between the two.

They used to keep asking me to go on internet banking but the way I see it I never needed that facility before so why would I need it now? Just makes things more complicated for no real purpose.

When I got lost going for my covid jab I was able to bring up streetmap on the 'phone and find my way there. Now that's a useful facility worth having even if it's only needed once in a blue moon. Imagine having to ask passers-by for directions? No man wants to have to resort to that.

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ive interweb banking..(yes i said banking;)) i use it all time to keep track really as getting to a cash machine is getting more difficult and branches are closing everywhere. rarely use cash.

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Originally Posted by dave2010

Don't get me on to smartphones - hate the **** things.

OK - the phones themselves can be useful sometimes - for example for a portable satnav if you use a hire car, but what really gets me totally p***d off is that nowadays you're not a person if you don't have a smartphone.
Try to run a bank account without a smart phone - and the banks are all different. It's an absolute nightmare trying to enter passwords, and 2nd factor authorisation etc.
Eventually we'll have 57 factor authorisation - "to protect us".

People say - why don't you keep all your passwords in the cloud - like Apple. Must be crazy.

Why don't you keep the passwords in the browser - I do sometimes - but anything important is written down, and I've taken to using some very choice passwords as I'm so disgusted with the things.
Sometimes they work!

Before you get to see pictures of yellow and blue cars and are asked "click on the pictures with taxis". Don't they know that we don't have yellow taxis over here - mostly!

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Lol, good rant, Dave! However, I successfully run various bank accounts without a smartphone. For Internet banking, I use my laptop instead!;)

I've never understood why able-bodied folk at home choose to conduct their business or social activities online, using something with a tiny keyboard and buttons, when you can do it all much easier on a bigger screen and proper-sized keyboard instead...:hmm:

So... Phones when you're out and about, laptop when you're at home. For me, that's the sensible way of doing things.

Furthermore, where I live I still have access to branches of my bank, so can easily pop into town and conduct my business the old-fashioned way, or shock horror, even speak with my manager!:eek::D

As I've said many times before, tech should serve YOU, not vice versa.

Marco.

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Originally Posted by struth

ive interweb banking..(yes i said banking;)) i use it all time to keep track really as getting to a cash machine is getting more difficult and branches are closing everywhere. rarely use cash.

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No shortage of cash machines or banks round here, daftee. I can walk to one of the former in about 3 mins:)

Marco.

I’m with NatWest, and never thought I would use the App but gave it a try and it’s brilliant, I hardly ever use the web version now, especially as the App uses the finger print sensor to verify my identity rather than trying to remember PIN and what the 2nd 5th and 8th letter of my password is... I also use the Apple wallet with my cards and that is great too - well, until I lose my ‘phone!

I also use google maps on it instead of the sat nav in the car as it is much better and up to date. I also have the Ordnance Survey app and an annual subscription which gives you all of their maps and is brilliant for planning and going on walks. The To Do app is brilliant for shopping lists etc., and with Spotify on it I play that in the car too. All in all, a great tool and even a pretty good camera. When you think about where we were 20 years ago it’s been incredible progress really, whether you like them or not.

Quote:

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Originally Posted by struth

ive interweb banking..(yes i said banking;)) i use it all time to keep track really as getting to a cash machine is getting more difficult and branches are closing everywhere. rarely use cash.

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It is possible, with some banks, to operate without a phone - or at least having one to carry around. However many are now using 2nd factor authorisation based on phones. It used to be possible to do online banking at home without a phone - and that can be really useful. Depends on the bank, I think.

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Originally Posted by Macca

IThey used to keep asking me to go on internet banking but the way I see it I never needed that facility before so why would I need it now? Just makes things more complicated for no real purpose.

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What about when you need to pay someone, for the purchase of goods, via bank transfer, if they don't use Paypal? Say, you've just bought a pair of speakers from me for £1k, and I want paid via bank transfer - how would you process the transation in a timely manner?

Or manage your SOs or DDs, or transfer funds from a current to a savings account? With Internet banking that's all a piece of piss, but without it, a ball-ache!;)

Marco.

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Originally Posted by Marco

No shortage of cash machines or banks round here, daftee. I can walk to one of the former in about 3 mins:)

Marco.

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nearest is at one of supermarkets. there used to be 2 at each but its one now and they are not always working. so where i am you need a car really for anything as im in the sticks a bit. still its quieter that way. you can walk it tho if your fit no bother. Im struggling to walk to car from door and its only a few paces:doh: arthritis is setting into this leg i damaged i think; just another issue.