Me in the Wayfarer while training.... no jib up as it was blowing too hard on parts of the course
http://i.imgur.com/8vwZus3.jpg
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Me in the Wayfarer while training.... no jib up as it was blowing too hard on parts of the course
http://i.imgur.com/8vwZus3.jpg
That fart was probably prompt by Marco. He's the dog fart expert ;)Quote:
Originally Posted by walpurgis
S.
Come on. Fess' up Bev. You were just about to sneak over to France to collect a few asylum seekers. :D
You got me Geoff :doh:Quote:
Originally Posted by walpurgis
Jib? wossat, then? :scratch:Quote:
Originally Posted by Ninanina
Marco.
It's the sail that would be in front of the main, can be called a foresail, or if it's foot extends aft of the mast then it's generally called a genoa ;)Quote:
Originally Posted by Marco
Learnt today that my local branch of NatWest will be closing next year. :doh: I've been using it for the last forty years, and when it goes there won't be a bank in the village (Barclays bank closed their branch some 18 months ago).
The excuse is that bank attendance has fallen by 40% in the last three years, and most people are doing it online. Not me - I still like a face-to-face interaction, and despite the bank staff telling me their cyber-security "is as good as that of the Pentagon", I don't trust it. I've had four attemps of people trying to hack my account.
Still there will be a free-to-use cash dispenser at the Post Office, and they will be able to do a certain amount of banking business, but I shall miss my bank and the staff who work there.
Sign of the times .... :rolleyes:
its a sail
Ah I see... All new to me. I know as much about sailing, as I do about navel fluff collecting! :DQuote:
Originally Posted by Ninanina
Marco.
Yes I heard about the Nat West closures in the news, Barry. It's crap. We're also with the Nat West (amongst others), and thankfully the Wrexham branch seems busy enough. Most are too thick to use computers round here! :eyebrows:Quote:
Originally Posted by Barry
Marco.
Yes, I have accounts with other banks (at one time I had five, but now they are consolidated into three), but they are all located in town. It's the closure of the village branch that is annoying, and to a large extent, inconvenient.
'...despite the bank staff telling me their cyber-security "is as good as that of the Pentagon"...
I wonder what clown at National Westminster dreamed that one up, Barry.
The cyber-security at the Pentagon has been breached - repeatedly.
Crazy when the UK government owns more than 70% of RBS :doh:
Natwest just closed here as well. There used to be Natwest, Barclays, HSBC, LLoyds and TSB. When LLoyds and TSB merged the LLoyds closed and became a trendy café bar. Which then closed.
Then HSBC went, then Barclays and now Natwest, Only LLoyds left, since when they separated Lloyds took on the old TSB branch. which fortunately is my bank. When that closes I'll have to go 2 towns over to pay a cheque in.
All the former bank buildings are empty. Will probably become student accommodation since that seems to be happening to every empty building round here. Presumably the poxy students don't need banks because they bank on their 'phones or something. Who knows?
Sad stuff indeed, and they call it 'progress'? :rolleyes:
Mind you, those of us who've been using Internet banking for years (I would add with ZERO security issues) would be hypocrites if we complained now about bank branches closing, as a result of us simply not having used them often enough - so we've essentially engineered their downfall!
We're fortunate again living in Wrexham, which is, by some margin, the biggest town (should be a city) in North Wales, and so acts as a 'central hub' for everyone living in the area to flock to, in order to do proper shopping and/or carry out their financial affairs. In that respect, there are currently no shortage of banks. There is:
Both a TSB and Lloyds bank
HSBC
Barclays
Nat West
Halifax
Santander
RBS
and also a couple of building societies. How long that'll be the case of course remains to be seen!
Marco.
P.S who uses cheques these days?
Loads of companies still pay their suppliers with cheques. I've actually encountered a couple of companies who do not even have a computer in the office, they don't even have e-mail. They have a fax machine but think it is 'new fangled' and don't use it much.Quote:
Originally Posted by Marco
Never used internet banking so I'm blameless on that score :)
BTW Wrexham would need to knock up a cathedral in order to be classed as a 'City'. In this day and age I suspect that is unlikely to happen.
You have to be kidding?? :eek:
http://www.dailymail.co.uk/femail/ar...ina-Jolie.html
Really? That's a shock to me. I can only imagine that their trading environment must be rather limited. If it works for them, then fair enough, but for how much longer? In that respect they really DO need to move with the times, as being a 'dinosaur' in business, and refusing to embrace change, is a recipe for disaster!Quote:
Originally Posted by Macca
Marco.
Ahem, we already have one (and indeed have done for years), and it's where we go for mass every Sunday: http://www.wrexhamcathedral.org.uk/Quote:
Originally Posted by Macca
Marco.
That's the first hurdle overcome, then :)Quote:
Originally Posted by Marco
not so now, although that used to be the case. Its granted by the Monarch.Quote:
Originally Posted by Macca
Sorry mate, what's that in reference to? Seems rather random and out of context, unless I've missed something? :scratch:Quote:
Originally Posted by walpurgis
Marco.
Lol - and plenty others have been 'overcome', too. It's a city in all but name - and also a COUNTY (and a large one at that). It's just that when Wrexham has been applying for city status, for years, it's always been refused and granted instead to an English town!!Quote:
Originally Posted by Macca
Based on the (rather obvious) bias I always go on about, you can imagine what I think of that... ;)
Marco.
Just been given a pork scratching advent calendar [emoji39]
https://uploads.tapatalk-cdn.com/201...6a45ce02a8.jpg
That photo of her reminds me of the eponymous character in Tim Burton's 'Corpse Bride'!Quote:
Originally Posted by walpurgis
That's true. It hadn't occurred to me.Quote:
Originally Posted by Barry
Monday again. Don't like Mondays, even though I'm retired and don't have to get up for work.
Saw Arnie in London today, he was buying some shoes, needed to dodgy trainers he was wearing
https://uploads.tapatalk-cdn.com/201...b73aee25c4.jpg
If I hear any more about fucking "soft" or "hard" Brexits, "soft" or "hard" borders, I'll give them something menacingly ROCK SOLID, and definitely NOT SOFT, capable of causing some MAJOR DAMAGE, that they'll never forget!!!!
:guns::guns::guns::guns::acid:
SHUT UP, and stop boring us all to death with your endless, yawn-inducing PISH!
Marco.
Yeah. It's bollocks.
And what's this crap about us paying them around 40 billion nicker? If the EU was properly organised, there would be an established contingency fund that every country chips into to cover costs if one leaves.
Got son's dog its xmas pressie today... a bottle of bottom sniffer :eyebrows: dog beer:lol:
You want me to tell you anything ....
How about this? - http://www.bbc.co.uk/news/uk-england...ngham-42271150
Plonker!
Beat you to it Dave! :DQuote:
Originally Posted by dave2010
http://theartofsound.net/forum/showt...at-Work-(No-2)
Probably has as much cement in his head Dick[emoji4]Quote:
Originally Posted by dave2010
OK. So back to banks then.Quote:
Originally Posted by walpurgis
Round here - congested over populated south - banks close with a promise (!!!) to keep the cash machines. But the promise is short lived, so that the cash machines disappear some months later. There is now only one bank within a couple of miles, though it is near some shops - see next para, so most of the time there are two cash dispensers accessible even on Sunday - if they actually have any money in them!
A recent development is that some shops - for example the Coop - now have free cash dispenser machines, which is fine if people are aware of this, and also if the shops are open. Our local Post Office closed and was relocated into a very small shop - and the postal services and other services still function quite well in that, but the ultimate threat is to close POs completely. Getting cash on a Sunday can quite often be very difficult, and sometimes it is useful to have cash then.
Re cheques - they are still useful, and there are also some circumstances and some very special places where cash may be difficul.- http://theclinkcharity.org/the-clink-restaurants/ and cheques are the way to go.
Just got me a new laptop. Well, new second hand. Fujitsu Lifebook A series. No idea of it is any good in the range of these things but has all the things my old one didn't. Numeric keypad, disc drive, memory... and it's massive. Lovely condition too, looks brand new.
got a spill resistant keyboard for those slips of the can :eyebrows:
It does; my old one was always sticky with beer spills so it will no doubt be put to the test.
Very cold but no snow here in sunny Portsmouth... :)
Sounds like a pretty feeble excuse to have a little drinkie to me! ;)Quote:
Originally Posted by Ninanina
It's definitely warming me up a bit :cheers:Quote:
Originally Posted by walpurgis
Not keen on using the car when it's been snowing. The salty slush left after road gritting does the underside of vehicles no good at all!
They have - and yes I counted - 9 different types of donut in the supermarket but they don't have the ones I like. 'Delivery no come yesterday', apparently.
My house is surrounded with bits of moss the birds keep pulling off the roof. I think it's magpies and crows doing it. Hope they're not clogging the gutters.
mine tooQuote:
Originally Posted by walpurgis
Lol - do you ever eat anything healthy? ;)Quote:
Originally Posted by Macca
Marco.
I do...pork pies...Quote:
Originally Posted by Marco
Love pork pies! :)Quote:
Originally Posted by mad-moon
:spew:Quote:
Originally Posted by Barry
:)