Barry
15-09-2010, 00:32
I was recently 'cold called' by an insurance company who seemed to know that my household insurance was soon for renewal. Fortunately they cauught me in a good mood (otherwise I would have put the phone down straight away).
We went through my insurance requirements, then it occured to me that perhaps I ought to list some individual items that would fall outside the £2000 single item limit. These included my cameras, wristwatch and of course my audio system and music collection.
Whilst overall the audio system would be insured for £10,000 as would be the music collection, I wanted to be certain that since the audio system is a collection of items, no item was limited to the £2000 insurance limit. This meant I had to describe to the very helpful girl at the end of the phone, exactly what my system consisted of. To my surprise, she had heard of Quad (though she might have been thinking of 'quadrophonic'), but not surprisingly had not heard of EMT, Nagra, Mark Levinson, Thorens, SME, Ortophon etc. Well to cut a long story short, the system is insured such that it doesn't matter what item needs replacing, as long as it is within £10,000 it's covered.
We then moved onto my music collection. Again she asked me if I had any individual records or CDs that would be worth more than £2000. I answered no, and I suppose to appear friendly she asked me what my tastes in music were. Before I could answer properly she said "Do you have any Mud?" "Mud?" I replied, knowing full well what she meant, but needed a moment to think of a diplomatic reply. "Yes" she said "you know 'Tiger feet', I really like that song". I had to confess that I didn't have any Mud and was reminded of the saying: De gustibus non est disputandum, suum cuique, In matters of taste there is no discussion, each to their own.
Makes you think, doesn't it?
We went through my insurance requirements, then it occured to me that perhaps I ought to list some individual items that would fall outside the £2000 single item limit. These included my cameras, wristwatch and of course my audio system and music collection.
Whilst overall the audio system would be insured for £10,000 as would be the music collection, I wanted to be certain that since the audio system is a collection of items, no item was limited to the £2000 insurance limit. This meant I had to describe to the very helpful girl at the end of the phone, exactly what my system consisted of. To my surprise, she had heard of Quad (though she might have been thinking of 'quadrophonic'), but not surprisingly had not heard of EMT, Nagra, Mark Levinson, Thorens, SME, Ortophon etc. Well to cut a long story short, the system is insured such that it doesn't matter what item needs replacing, as long as it is within £10,000 it's covered.
We then moved onto my music collection. Again she asked me if I had any individual records or CDs that would be worth more than £2000. I answered no, and I suppose to appear friendly she asked me what my tastes in music were. Before I could answer properly she said "Do you have any Mud?" "Mud?" I replied, knowing full well what she meant, but needed a moment to think of a diplomatic reply. "Yes" she said "you know 'Tiger feet', I really like that song". I had to confess that I didn't have any Mud and was reminded of the saying: De gustibus non est disputandum, suum cuique, In matters of taste there is no discussion, each to their own.
Makes you think, doesn't it?