Websites payment systems

[Wakefield Turntables]

Can anyone recommend me a cheap and easy system to accept payments on a website?

[mad-moon]

is there such a thing...they all want to take your eyes and come back for the sockets......paypal..

[Filterlab]

PayPal. You can embed the codec in your website, they take any card even without a PayPal account, widely used, easy to manage.

[Wakefield Turntables]

I'd seen Paypal, don't like the idea of all the fee's. I'm only small and I want to plough profits back into the business, not make some mug owning paypal richer.

[struth]

i understand that, but i will say this. no paypal and very many users wont use site. its a sign of trust as you can get repaid if anything goes wrong. so it may be worth it longer term.
there is sage pay as well. not sure what they charge but seen a good few sites use it

[Filterlab]

Exactly that. PayPal is long standing and trusted. Personally I'm happy to do PayPal as my details are safe with them, some random "provider" not so much - so I move on.

PayPal has a massive client list, one of the largest in the banking world, and that means that it won't be a problem for the vast amount of people purchasing from you, and they know it's safe.

As for the cost, stick it on your prices. Why should you bear the cost of the way others pay you? I don't in my business. The charge for my SumUp is 2% so when I started using it my prices went up by £5 an hour (more than 2% by quite a way). Nobody ever said a thing about the cost increase.

That's business.

Also, you obviously know how business works. Why should a company provide a payment platform for you to use (and all the ballache that goes with it) for free just to save you money? That's a weird expectation! They have costs; staff, servers, insurances etc etc. No payment platforms are free, unless you're accepting Instant Transfer into a personal account for business purposes, which is against the AUP of almost every bank on the planet, and is likely to invite HMRC up your rectum if they find out.

[Macca]

I'd seen Paypal, don't like the idea of all the fee's. I'm only small and I want to plough profits back into the business, not make some mug owning paypal richer.

Buy stock in Paypal, make yourself richer ;)

They're not exactly penny shares though: PYPL (NASDAQ) $242.18

You could have made a bundle if you'd bought in 18 months ago, more than doubled since then.

[willbewill]

i understand that, but i will say this. no paypal and very many users wont use site. its a sign of trust as you can get repaid if anything goes wrong. so it may be worth it longer term.
there is sage pay as well. not sure what they charge but seen a good few sites use it

Agree - buyers feel safe with paypal, plus it is so easy to pay with it.

[Lawrence001]

You do leave yourself open to claims from buyers who aren't happy or even just changed their mind though, if they don't mind making up something wrong to send it back. And you always have to send by tracked postage.

Sent from my BKL-L09 using Tapatalk

[Macca]

If you're distance selling you are open to that regardless of what payment method you employ. 14 days to change your mind, you don't need to have a reason.

[Macca]

I've not bought from sites solely because they don't accept Paypal. Means I have to find my card, enter all the details, a total ball-ache. Very rare you can't find another site selling the same thing at the same price with no need to do anything except put your Paypal password in.

[struth]

I've not bought from sites solely because they don't accept Paypal. Means I have to find my card, enter all the details, a total ball-ache. Very rare you can't find another site selling the same thing at the same price with no need to do anything except put your Paypal password in.

yeah i do likewise.

[Filterlab]

Me too, as mentioned. I simply can't be bothered.

[Blackdog]

There a few good ones. Most require a monthly subscription, and then charge per transaction. You also would need to set up a portal to their websites. The ones I am referring to are places like Shopify, Woocommerce, and Bigcommerce. None are cheap.
I use The Square for some transactions, but have to send my customer a payable link.
But, for my website I use PayPal. At least there is no monthly subscription.
You can see what it looks like at www.dtsaudioelectronics.com. Click any one of the Blackdog menus and scroll down.
The PayPal buttons are easy to make on PayPal's website.
I still don't like PP but buyers do.

[Wakefield Turntables]

Gentlemen, this has proven a useful post, thanks for your replies.

[mad-moon]

More on paypal...I've just sold something on eBay...for £160.00 and paypal have got my money on hold, they say they will release it when the buyer has their item...He's got it and paypal say I've got to wait another 24 hours before the money goes on my account...Just spoke with eBay..They tell me they are having a lot of complaints..and eBay are busy with their own payment system and are moving away from paypal....I certaily will find some other way to receive money from people...paypal must be making a merry fortune in interest on payments they are holding....I will also be using my debit card online now for all transactions and will not be paying via paypal for anything..unless that is the only option available.........arseholes.....