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Puffin
28-04-2013, 15:59
Is anyone else like me?

I normally let non-urgent paperwork pile up for oooo....say a couple of years before I think I ought to sort it out and file it. However you are then faced with a monumental task of sorting all the crap from the important bits, filing it chronologically (or more like chronically in my case:eek:), burning the covering letters with your personal details on them, making a pile of promotional or otherwise boring crap they always send you to put in the recycling bin (which then more than likely goes to landfill anyway:rolleyes:) and then wondering for how long I should keep stuff like bank statements, pension forecasts (for that £5 a year pension that you took out eons ago and had forgotten about).

How many bank statements do you chaps normally keep (or is there a recommended time scale?), same for stuff like annual pension forecasts etc.

Needless to say today was the day I chose to "get up to date"....I am now drinking beer.....lots of it:cool:

Rob.

myles
28-04-2013, 16:01
Does it all get 'stored' in the same place? We seem to put it in one of the four drawers under the bed then panic when we can't find it! We can never find it, guaranteed!

Puffin
28-04-2013, 16:06
Well Myles, it's resting place for the last 2 years had been in the 3 drawers in the desk in the study....well most of it. There was some on the floor under the desk, some on the side table next to the settee where "the lord of the remote" sits, some behind the clock on the mantelpiece.....you get the picture:lol:

hifi_dave
28-04-2013, 16:11
I believe the VAT people go back 3 years and the Tax is 4 years. I keep at least 5 years worth, just in case.

I actually enjoy doing the paperwork and getting everything nicely sorted out and filed away. I couldn't stand delving through piles of paper, frantically sorting out the mess if it was all left for a few months, which many people do..:eek:

Rare Bird
28-04-2013, 16:13
I keep stuuf seben years..

Puffin
28-04-2013, 16:15
Ok, I will probably keep 3 years.

Macca
28-04-2013, 16:15
I've got all my bank statements going back 19 years. I should really buy a shredder. All the other mail goes straight in the bin, it's only bills and other bollocks, why even open it?

Rare Bird
28-04-2013, 16:16
Rob:

If you have online banking could you not make the online statements as files instead of the physical paperwork? Saying that i love things on the physical side

Puffin
28-04-2013, 16:22
Andre, I am still suspicious about having all my financial details online. My son thinks I am a twat.....what do others think:D

Puffin
28-04-2013, 16:24
I've got all my bank statements going back 19 years. I should really buy a shredder. All the other mail goes straight in the bin, it's only bills and other bollocks, why even open it?

Yes, I am one of those nice helpful postie's who help you accumulate all that nice crap:lol:

myles
28-04-2013, 16:29
Andre, I am still suspicious about having all my financial details online. My son thinks I am a twat.....what do others think:D

My son thinks I'm a twat, but for totally different reasons. :steam:

Rare Bird
28-04-2013, 16:35
Andre, I am still suspicious about having all my financial details online. My son thinks I am a twat.....what do others think:D

I'm a twat also but that's ok :lol: no i ment your online bank statement etc into a file then on an outboard hard drive to keep..they aint on your pooter then.

Puffin
28-04-2013, 16:37
I don't have online banking. I am a dinosaur...I am a dinosaur....

Rare Bird
28-04-2013, 16:38
I don't have a bank account the wife does all that shite :lol:

myles
28-04-2013, 16:41
I don't have a bank account the wife does all that shite :lol:

...and you still have a roof over your head, how daring!

Rare Bird
28-04-2013, 16:42
I'm living proof i don't need banks to look after my money

Macca
28-04-2013, 16:45
I'm living proof you don't need banks

So how do you get paid? Weekly delivery of vintage Ferrograph gear?

I'm just old enough to recall going to the tellers window at the end of the week and getting a little plastic envelope full of coin of the realm, possibly a note or two as well if I'd worked extra hard.

Puffin
28-04-2013, 16:46
For the amount of interest you get for them having the privilege of our money, it would not be bad idea to keep your money under the mattress.

Rare Bird
28-04-2013, 16:50
So how do you get paid? Weekly delivery of vintage Ferrograph gear?



I seel cows & tatters darn the market every saturday.

Joe
28-04-2013, 21:39
All my paperwork 'lives' in a concertina file that's now bursting at the seams. No bank statements any more - all online. Same with leccy/gas bills. Now and again I chuck stuff out to make a bit of room - things like old insurance documents.

I also have a wodge of payslips and tax documents, but not in any sort of date order.

Hopefully I'll never be audited!

Alex_UK
28-04-2013, 21:44
Pretty much everything online now, but I still end up with a load of paper, and you should see my wife's piles! ;)

Oh, and EVERYONE thinks I'm a twat, except my son, but that's only because he is only 10 months old... give him time! :lol:

walpurgis
28-04-2013, 21:48
No online financial stuff apart from PayPal.

I still go to my bank! It can be handy having them know your face.