View Full Version : Car insurance - Confused
MikeMusic
09-02-2013, 16:39
Click on renew with the lot I was with last year echoice, they say they will contact me when the time is due. That's today and guess what ? they haven't
Went to Confused and Moneysupermarket for quotes
Nice prices, lowest for my Saab £137 !
Quick check before going for the cheapest as I'd never heard of them
Performance Direct - some appalling reviews, one or two good ones
Lancaster - some appalling reviews, one or two good ones
M&S Bank - some appalling reviews, one or two good ones
AA - some appalling reviews, one or two good ones
Premium Choice - some appalling reviews, one or two good ones
and so on
Now I know the complainers will speak out but this looks horrific
All insurance companies are crooked Mike, it is in their nature. They are quick enough to take your hard-earned but full of bullshit excuses when you really need 'em to pull for you :steam:
All insurance companies are crooked Mike, it is in their nature. They are quick enough to take your hard-earned but full of bullshit excuses when you really need 'em to pull for you :steam:
In general I would agree with you Dave.
But, sometimes it works the other way: http://uk.news.yahoo.com/mr-bean-star-settles-900k-car-insurance-bill-175623418.html;_ylt=AmzwRYBCfXCgZidljjqxpNDEfMl_;_ ylu=X3oDMTR2bmQ5bmx1BGNjb2RlA3ZzaGFyZWFnMnVwcmVzdA RtaXQDTmV3cyBmb3IgeW91IFJIIGNvbCBvbiBuZXdzBHBrZwM4 ZWJkZmMzYS0zOTcwLTNiZjItYmU4Yy1hZTZkNTRlNzNjMGEEcG 9zAzE0BHNlYwNuZXdzX2Zvcl95b3UEdmVyAzM0ZGQyMzAwLTcy MWEtMTFlMi1iZmRlLTdjODg3ZTU5ZTQ0NA--;_ylg=X3oDMTBhY2IwdWc5BGxhbmcDZW4tR0I-;_ylv=3#yTm3Z2B :eek:
I bet all those others who have insured with the same company, will find their premiums have shot up when they renew! :(
Haselsh1
09-02-2013, 19:57
I've recently moved from rural North Yorkshire to town centre North Lincolnshire and my premium has gone up by around one hundred quid. I totally agree that next to bankers, they are just a bunch of robbing bastards.
In general I would agree with you Dave.
But, sometimes it works the other way: http://uk.news.yahoo.com/mr-bean-star-settles-900k-car-insurance-bill-175623418.html;_ylt=AmzwRYBCfXCgZidljjqxpNDEfMl_;_ ylu=X3oDMTR2bmQ5bmx1BGNjb2RlA3ZzaGFyZWFnMnVwcmVzdA RtaXQDTmV3cyBmb3IgeW91IFJIIGNvbCBvbiBuZXdzBHBrZwM4 ZWJkZmMzYS0zOTcwLTNiZjItYmU4Yy1hZTZkNTRlNzNjMGEEcG 9zAzE0BHNlYwNuZXdzX2Zvcl95b3UEdmVyAzM0ZGQyMzAwLTcy MWEtMTFlMi1iZmRlLTdjODg3ZTU5ZTQ0NA--;_ylg=X3oDMTBhY2IwdWc5BGxhbmcDZW4tR0I-;_ylv=3#yTm3Z2B :eek:
I bet all those others who have insured with the same company, will find their premiums have shot up when they renew! :(
He probably threatened to shove their collective heads up a turkeys arse... :lol:
I've recently moved from rural North Yorkshire to town centre North Lincolnshire and my premium has gone up by around one hundred quid. I totally agree that next to bankers, they are just a bunch of robbing bastards.
Highway robbery is alive and well and what's more, it is state sponsored... :rolleyes:
Audioman
10-02-2013, 11:27
They were over a barrel. The value of the car was so high it was cheaper to do the expensive repairs. Anyway the premiums are apparently so high they will get much of their money back. Looks like Rowan may have to do another Mr Bean film to cover his insurance. Must admit I had a good laugh over this and when I heard about the prang.
All insurance companies will wriggle but if you stick to the terms of the policy they have to pay up. I have never had a claim refused even if you have sometimes to accept a compromise when replacing household items.
I've recently moved from rural North Yorkshire to town centre North Lincolnshire and my premium has gone up by around one hundred quid. I totally agree that next to bankers, they are just a bunch of robbing bastards.
It's more likely the post code you moved to is full of robbing b**!!!!s
Paul.
MikeMusic
10-02-2013, 14:24
All insurance companies are crooked Mike, it is in their nature. They are quick enough to take your hard-earned but full of bullshit excuses when you really need 'em to pull for you :steam:
The other half is with M&S and says they have been ok on the phone.
Good and bad news - no claims
For the amount I use the car I could just go with the cheapest..... I wonder
Not owning a flash car as some of you lot do and now being over 55, I expect a reasonable quote for car insurance. I'd previously used saga (sad git) and they always gave good value. This last time, the premium went up hugely, and that was before I told them my annual mileage had doubled from 3000 to 6000 miles a year. I got an exceptional quote from the AA and Saga this time round couldn't match it, so I changed. However, on house insurance, Saga will happily match or beat anyone elses quote..
The secret is to look around every couple of years, if not annually. I was reminded that all these third parties (banks, building societies etc.) want your money for profit, not necessarily for service and fair do's be damned :steam:
MikeMusic
10-02-2013, 14:42
Not owning a flash car as some of you lot do and now being over 55, I expect a reasonable quote for car insurance. I'd previously used saga (sad git) and they always gave good value. This last time, the premium went up hugely, and that was before I told them my annual mileage had doubled from 3000 to 6000 miles a year. I got an exceptional quote from the AA and Saga this time round couldn't match it, so I changed. However, on house insurance, Saga will happily match or beat anyone elses quote..
The secret is to look around every couple of years, if not annually. I was reminded that all these third parties (banks, building societies etc.) want your money for profit, not necessarily for service and fair do's be damned :steam:
Think you have to look every year, assuming an increase or if you can spare the time
MikeMusic
10-02-2013, 17:41
Sorted
Looking again at reviews I stumbled on The Which site, which I pay for.
Should have thought of them
Reasonable price and a best buy went to LV. M&S Bank not far behind
Companies with higher ratings not seen on either comparison site
Done - for another year
Covenant
10-02-2013, 18:04
It's worth going through Top Cashback for a car insurance quote. I have had a good quote from Aviva, if I accept, which I probably will then I get £60 back.
MikeMusic
10-02-2013, 19:49
It's worth going through Top Cashback for a car insurance quote. I have had a good quote from Aviva, if I accept, which I probably will then I get £60 back.
Too late
I renewed about 10 minutes before that:(
icehockeyboy
13-02-2013, 11:42
I went on to GoCompare,
Lowest price for a quote for a new car was £449, reasonable I thought, and then just two quotes down was one for...............wait for it.............
£9538.05 !!!!!!!!!!!!!!!!!!!
Nine and a half grand!!!!!!
WTF??????????....
MikeMusic
13-02-2013, 11:47
I went on to GoCompare,
Lowest price for a quote for a new car was £449, reasonable I thought, and then just two quotes down was one for...............wait for it.............
£9538.05 !!!!!!!!!!!!!!!!!!!
Nine and a half grand!!!!!!
WTF??????????....
I started at about £132
think the bottom one was £9999
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