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Thread: Pet Hates........or FFS

  1. #2591
    Join Date: Apr 2017

    Location: Cheshire UK

    Posts: 326
    I'm Martin.

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    Quote Originally Posted by Pigmy Pony View Post
    Isn't it about time that something was done about all the online casino ads that descend about 11pm, especially at weekends? They're clearly targeting people who are either pissed or don't have to get up for work in the morning. I know some might say that these people shouldn't need to be protected from themselves, but these companies seemingly getting away with exploiting the vulnerable offends my sense of fair play.

    Payday loans ads wind me up too, for similar reasons.

    And I've an idea for a new personal injury ad:
    Suffered an injury while out and about? Watch where you're going, knobhead!
    Yep I have studied gambling addiction for two years and I am an anti gambling advisor. Its a shameless deregulation of something which causes untold misery. A gambling addiction is now in the same medical chapter as substance abuse.

    Also the payday loans are a sad reflection of our economic system with a substantial amount being taken out to cover gambling losses.

    Ah the caring society and the illusion of choice eh!

  2. #2592
    Join Date: Oct 2012

    Location: The Black Country

    Posts: 3,846
    I'm Alan.

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    Quote Originally Posted by Pigmy Pony View Post
    Voting for the others come election day doesn't change anything, it's like trying to decide whether to eat cat shit or dog shit.
    BEST quote of the week

  3. #2593
    Join Date: Aug 2009

    Location: Staffordshire, England

    Posts: 18,646
    I'm Martin.

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    Quote Originally Posted by Minstrel SE View Post
    Yep I have studied gambling addiction for two years and I am an anti gambling advisor. Its a shameless deregulation of something which causes untold misery. A gambling addiction is now in the same medical chapter as substance abuse.

    Also the payday loans are a sad reflection of our economic system with a substantial amount being taken out to cover gambling losses.

    Ah the caring society and the illusion of choice eh!
    But what about the millions of people like me who enjoy gambling and don't have any negative issues with it? Should our pleasure be curtailed just because of a small minority who can't cope with it? At what point does a caring society become a nanny state, its citizens spending their entire lives as helpless children being protected from themselves at all times and from everything?
    Martin



    Current Lash Up:

    Sony X505ES CD Player * NVA P90SA passive pre / NVA A30 Power amp * JM Lab Electra 926 loudspeakers *



    "I hate to advocate drugs, alcohol, violence, or insanity to anyone, but they've always worked for me." - Hunter S Thompson

  4. #2594
    Join Date: Jan 2008

    Location: Wrexham, North Wales, UK

    Posts: 74,350
    I'm AudioAl'sArbiterForPISHANTO.

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    Certainly not in my view, although I'm no fan of gambling. You can put some elements of control in place, but at the end of the day you have to let adults live or die by their decisions, whether responsible or irresponsible...

    One thing I do utterly abhor though, is the deliberate targeting of the weakest and most vulnerable in our society by unscrupulous individuals, simply for (immoral) financial gain. Martin's payday loans example is a valid case in point. Borrow 100, at some ridiculously inflated rate of 1995% APR!

    That's legalised extortion, and quite simply, should be banned!

    Marco.
    http://www.thestainedglasscompany.com

    "A man is a success if he gets up in the morning and gets to bed at night, and in between he does what he wants to do" -- Milan Kundera.

  5. #2595
    Join Date: Aug 2009

    Location: Staffordshire, England

    Posts: 18,646
    I'm Martin.

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    Quote Originally Posted by Marco View Post
    Certainly not in my view, although I'm no fan of gambling. You can put some elements of control in place, but at the end of the day you have to let adults live or die by their decisions, whether responsible or irresponsible...

    One thing I do utterly abhor though, is the deliberate targeting of the weakest and most vulnerable in our society by unscrupulous individuals, simply for financial gain. Martin's payday loans example is a valid case in point. Borrow 100, at some ridiculously inflated rate of 1995% APR!

    That's legal extortion, and quite simply, should be banned!

    Marco.
    If they were banned what do you do if you desperately need a hundred quid to tide you over and the bank won't play ball? Your only option then is a loan shark who will charge similar rates of interest to the payday loans people and will get nasty in a physical manner if you don't pay up. Default on a legal loan and worst case you will have some knob calling you up and a few threating letters. I suppose if you have anything of value you could pawn it but likelihood is that if you are that skint then you don't.

    The high rates of interest they charge are due to the high number of defaults they have to account for. It's a market like anything else and if you do use such a lender you are going to go for the lowest interest rate. So you have to conclude the rates they lend at are about as low as they can go and still make some money.
    Martin



    Current Lash Up:

    Sony X505ES CD Player * NVA P90SA passive pre / NVA A30 Power amp * JM Lab Electra 926 loudspeakers *



    "I hate to advocate drugs, alcohol, violence, or insanity to anyone, but they've always worked for me." - Hunter S Thompson

  6. #2596
    Join Date: Aug 2009

    Location: Staffordshire, England

    Posts: 18,646
    I'm Martin.

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    Ironically the TV ads for the loans do feature people who would be highly unlikely to actually need one unless they have deliberately screwed their credit rating. And that youth complaining there is no hot water so he can't have a wash! Get under a cold shower you ponce!
    Martin



    Current Lash Up:

    Sony X505ES CD Player * NVA P90SA passive pre / NVA A30 Power amp * JM Lab Electra 926 loudspeakers *



    "I hate to advocate drugs, alcohol, violence, or insanity to anyone, but they've always worked for me." - Hunter S Thompson

  7. #2597
    Join Date: Feb 2013

    Location: W Lothian

    Posts: 39,805
    I'm Grant.

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    Quote Originally Posted by Macca View Post
    Ironically the TV ads for the loans do feature people who would be highly unlikely to actually need one unless they have deliberately screwed their credit rating. And that youth complaining there is no hot water so he can't have a wash! Get under a cold shower you ponce!
    THAT AD GETS MY GOAT. little git forcing mum down docks again coz he needs hot water
    Regards,
    Grant ....

    I've said it before and I'll say it again: democracy simply-doesn't-work
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  8. #2598
    Join Date: Aug 2009

    Location: Staffordshire, England

    Posts: 18,646
    I'm Martin.

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    The other one is just as bad with the bloke in the supermarket asking his children to 'Please behave.' 'Please?'

    The freezer is on the blink but you can see it is packed with food. And he is in the shop buying more. But they are so skint they have to borrow money at 1000% interest. How does any of that make sense?
    Martin



    Current Lash Up:

    Sony X505ES CD Player * NVA P90SA passive pre / NVA A30 Power amp * JM Lab Electra 926 loudspeakers *



    "I hate to advocate drugs, alcohol, violence, or insanity to anyone, but they've always worked for me." - Hunter S Thompson

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