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I live on the sea front, have no mortgage, income not high but comfortable, and have my studio and Hi-Fi. (But of course I am bullied by the cat).
Sounds great! Having pets, I find, is very good for the soul. We have three cats, and love them all dearly.
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However I am not isolated from proposed intentions to cut the triple link on the OAP., and the NHS needs to cut costs, (from what I am told by the top audiologist in the country, there too, are excessive suit wearing, clipboard carrying overpaid managers), and what potentially looms is alarming.
Yup, absolutely.
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To me a bar of 80% dark chocolate is a real pleasure, not part of an everyday 'also eaten', and this means that any improvement in living standard is really felt.
I know what you mean. If you read my forum signature, you'll see what I consider as REAL 'wealth'...